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INSURANCE BAD FAITH
People buy insurance to protect them when disaster strikes. If you're insurance company won't pay you or treat you fairly when you need it the most, that's when you may have a claim for insurance bad faith. When you challenge an insurance company, they will do everything possible to legally avoid paying your claim. Insurance bad faith law is the big equalizer between the consumer and the big insurance carrier. Basically, all the law requires is that the insurer act reasonably when handling your claim. That means it has to live up to various duties the law imposes, like the duty to fully, fairly and thoroughly investigate the claim, or the duty to consider all evidence supporting coverage, not just evidence supporting a denial.When a judge or jury finds that your insurance company has acted unreasonably and in bad faith, the law imposes various penalties and can award you compensation for emotional distress and the attorneys fees incurred to obtain your benefits. Where the conduct is extreme, the insurance carrier can be subject to punitive damages, that is, money damages intended to punish the company and deter it from continuing its wrongful conduct. Edward Wallace has authored an i nformative article, titled: What Can an Insurance Litigation Attorney Do For a Client? If you believe that your insurance company has not treated you fairly, contact us today for a free consultation on the merits of your case.
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